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Can I claim if I use alternative medicines? This is a bit of a risk to be honest. If you don’t currently use alternative medicines and become critically ill and receive your pay out then you can pretty much spend that money on whatever medicines / therapy / care you like. If, for example you are currently using alternative medicines and was instructed to take a course of medicine by your GP but refused and used alternative medicines instead then because you have ‘Failed to follow professional medical advice’ the insurance provider may have grounds for a refusal of pay out. It is very important you check your policy documents to check if this applies.
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