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Over 50 Life Insurance For Smokers

Yes, we’re afraid that you will pay more for your over 50 life insurance if you are a smoker compared to that of a none smoker but we can still offer some fantastic rates.
If you have used any tobacco products including cigarettes, smoking a pipe, nicotine patches / gum, chewing tobacco or cigars in the last twelve months then you are what is classed by the insurance companies as a ‘Life Insurance Smoker’

Because of the increased chance smokers have of dying prematurely or having a poor standard of health they are considered a greater risk of making a claim so are therefore more likely to be charged higher premiums.

Whilst there is no avoiding this, we can still offer some fantastic rates for smokers aged over 50 looking for life insurance.

When you complete our quotation form we work hard searching the market, comparing quotes from many of the UK’s largest life insurance companies to ensure we find you the most suitable policy for your circumstances and at the best possible price.

On of our most trusted and fully qualified commercial partners will then contact you via email or telephone to talk through the whole process of applying for over 50 smokers life insurance.

This advice will be provided on a qualified basis and be completely independent and none biased.

Over 50 Income Protection Insurance FAQ’s

Over 50 Smokers Life Insurance

Quick Quote Form

If you can’t give up smoking then other ways you may be able to reduce your premiums is to live a healthier lifestyle with a well balanced diet and take exercise. You can also make sure you obtain your over 50 life insurance for smokers quotes through independent brokerages such as ourselves who can compare quotes and receive discounts from being part of a network of brokers.
 

If you would like further information or have any questions then please visit our help section by clicking the link below
Over 50 Life Insurance Help / FAQ’s