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Over 50 Critical Illness Insurance

If you are diagnosed with or suffer a critical illness such as some advanced cancers, heart attack, stroke etc then over 50 critical illness life insurance will pay you a lump sum of money to help you cope with the devastating effects this can put upon your life.

Whilst we all carry on through our lives expecting to stay healthy, statistically this is not always the case.

Recent research has shown that one in three of us will now suffer from one form of cancer or another during our lifetime.
This can stop you in your tracks and may even result in you requiring specialist medical care which can be very costly and time consuming.

Statistics also show that if you are over 50 then the chances of you suffering from a Critical illness increase greatly.

Suffering from a Critical illness usually means you are unable to work and risk being unable to continue with your ongoing financial commitments such as your mortgage repayments, any outstanding loans, credit agreements and even just paying you monthly household bills

Over 50 Critical Illness Insurance will pay out an agreed amount upon diagnosis of your illness which can be used to cover your mortgage etc or even any specialist medical care / treatment you may require to get you back on your feet.
There are two different types of Critical Illness Insurance for over 50s which are generally referred to to as term critical illness insurance and mortgage critical illness insurance

Term critical illness cover pays a lump sum which remains the same amount throughout the whole life span of the policy.

Mortgage critical illness insurance usually decreases in value along with the cost of your premiums as the outstanding balance of your mortgage decreases but is not regarded suitable for an interest only mortgage.

Which Critical illnesses are covered depends entirely upon your insurance provider so please check carefully when you receive your policy documents to see which are covered.

Over 50 Critical illness Insurance FAQ’s

Over 50 Critical illness Insurance

Quick Quote Form

www.over50lifeinsurance4u.co.uk is part of a very large group of UK based websites offering some of the most competitive quotes for life insurance, critical illness insurance, mortgage payment protection insurance, accident, sickness & unemployment insurance, smokers life insurance and other financial products.

We use the very latest IT systems with our online life insurance quote forms.
This enables us to refer you to our most suitable partner dependent upon your age, location, job etc which is all done in real time whilst you are completing our quotation form.

All our commercial partners are fully FSA qualified and offer sound, unbiased and independent advice to help you through your over 50 critical illness insurance application process.