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”Should I get a joint life insurance policy or two single policies?”

Which is best, a joint over 50 life insurance policy or two single policies?
This is entirely up to you of course but please bear in mind that with a joint over 50 life insurance policy it will pay out on the first death and then the policy will be terminated.
This will result in the remaining partner no longer being insured and if they are then quite old they mind find it very difficult or even impossible to reinsure themselves again.

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